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Keystone Mortgage Solutions

Discover Your Dream Home in Colorado with Keystone Mortgage Solutions

Expert Guidance for Your Home Financing Journey in Colorado
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Trusted by 25+ leading lenders

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About Us

At Keystone Mortgage Solutions, Your Home Dreams Take Flight

Founded in the heart of Northglenn, CO, Keystone Mortgage Solutions has been turning the dream of homeownership into reality for families across Colorado. With a deep understanding of the local market and a commitment to our community, we have established ourselves as a leading mortgage broker in the region.
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Meet Our Team

Michael Skimel BRANCH MANAGER
Providing mortgage solutions for over 15 years.
NMLS# 694665
Mauricio Perez BRANCH MANAGER
SI HABLA ESPAÑOL
NMLS# 694390

Keystone Mortgage Solutions boasts a diverse team of over 20 skilled loan officers. Each brings unique expertise and commitment to help you with your mortgage needs. Get to know our full team.

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Services

Tailored Mortgage Solutions to Meet Your Unique Needs

At Keystone Mortgage Solutions, we’re more than just a mortgage broker. We’re your partners in making homeownership a reality. With a deep understanding of the Colorado market and a commitment to personalized service, we’re here to find the right mortgage solution for you.
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Home Purchase Loans

Embark on your home-buying journey with confidence. We offer a variety of home purchase loans, including Conventional, FHA, VA, and USDA loans. Our team specializes in understanding your needs and guiding you to the best fit for your situation.
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Refinancing Solutions

Maximize your financial flexibility. Whether you’re looking to lower your monthly payments, shorten your loan term, or extract equity from your property, our refinancing options are designed to align with your financial objectives.

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First-Time Homebuyer Programs

Stepping into your first home is a big move. We’re here to make it a smooth one with dedicated programs for first-time buyers, including down payment assistance and expert guidance through every step of the process.
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Loan Programs for Investors

Expand your investment portfolio with our tailored loan programs for real estate investors. Whether you’re buying a single-family home, a multi-unit property, or something in between, we have the expertise to back your investment decisions.

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Non-QM Loans

For those with unique income situations or credit challenges, our Non-Qualified Mortgage (Non-QM) loans offer flexible solutions to help you secure financing. We believe everyone deserves the chance to own a home.

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Down Payment Assistance

Stepping into your first home is a big move. We’re here to make it a smooth one with dedicated programs for first-time buyers, including down payment assistance and expert guidance through every step of the process.

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Mortgage Calculator

Estimate Your Monthly Payments

Understanding your potential mortgage payments is a crucial step in the home-buying process. Our easy-to-use Mortgage Calculator helps you estimate your monthly payments, so you can plan your finances with confidence. Simply enter your loan details and let our calculator do the rest.

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Testimonials

What Our Customers Are Saying

★★★★★ 5/5
Charlene went above and beyond to make sure that we were blown away with the loan she provided us! We couldn't have asked for a BETTER LENDER! Thank you so much Charlene! We really appreciate you!
T Wilcox
Northglenn, CO
★★★★★ 5/5
Sergio is a professional mortgage broker & is very knowledgeable with first-time homebuyer programs. I would definitely recommend working with him, he is a well-rounded individual and bilingual!
Marilyn Bahena
Denver, CO
★★★★★ 5/5
Cameron knows what it takes to give quality mortgage information, he gives you the confidence and knowledge of someone you can trust to help you through the challenging mortgage process, I would refer him to anyone looking to get a mortgage.
ron manzanares
Northglenn, CO
★★★★★ 5/5
I had an exceptional experience working with Marco! His communication was outstanding throughout the entire transaction, always making himself available for my clients and me. I'm confident in giving a 100% endorsement for his service!
Lily Avila
Denver, CO
★★★★★ 5/5
A big thanks to Jennifer at Keystone! Jennifer helped me refi my house and lower my rate while consolidating some debt. My payment was reduced AND my loan term stayed the same! The process was the most streamlined I’ve ever experienced. I appreciate your help. MT
Mark Thies
Denver, CO
★★★★★ 5/5
Jennifer Eliassen was so helpful in the process of our refinance. We were initially dreading the process, but she really made the process a breeze from start to finish. We really appreciate her professionalism and personalism. She is very friendly and easy to talk to. We now know where to go for all of our mortgage needs!
Brooke Cotham
Denver, CO
★★★★★ 5/5
Charlene was amazing and always answered all our questions and makes the whole process so smooth easy and stress free!
rickm0417
Denver, CO
★★★★★ 5/5
Cameron Vigil is a honest and reliable Mortgage Loan Officer. I would highly recommend him to anyone looking for a home loan. His expertise in the field will guide anyone along the way.
Thane Sandoval
Denver, CO
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Blog

Stay Informed and Empowered in Your Home Financing Journey

Our blog is a resource hub for anyone navigating the mortgage landscape. Whether you’re a first-time homebuyer, a seasoned investor, or just looking to stay informed, our articles offer valuable insights and practical tips.
FAQ

Frequently asked questions

Here you’ll find answer to the most common question our users.
What types of mortgage loans do you offer?

We offer a variety of loan options including Conventional, FHA, VA, USDA, Non-QM, and Down Payment Assistance programs. Our goal is to find a mortgage solution that fits your unique needs.

How do I know which type of loan is right for me?

Choosing the right loan depends on several factors like your credit score, down payment, income, and financial goals. Our experienced loan officers can help you assess your situation and recommend the best option for you.

What is the process for applying for a mortgage?

The mortgage application process involves several steps: pre-qualification, loan application, documentation submission, loan processing, and finally closing. We guide you through each step to ensure a smooth experience.

How much down payment do I need?

The required down payment varies depending on the loan type. For instance, conventional loans typically require 5-20%, while FHA loans can go as low as 3.5%. We also offer down payment assistance programs to help make homeownership more accessible.

Can I refinance my existing mortgage?

Yes, refinancing is a great option to consider for lowering your interest rate, reducing monthly payments, or tapping into home equity. We can evaluate your current mortgage and goals to determine if refinancing is right for you.

How long does the loan process take?

On average, the mortgage process takes about 30-45 days from application to closing. However, this timeline can vary based on individual circumstances and the specifics of your loan.

Do you offer assistance for first-time homebuyers?

Absolutely. We have programs specifically designed for first-time buyers, including educational resources and special loan options to help make your first home purchase a success.

Contact

Have any questions? Don’t hesitate to reach us.

Our team at Keystone Mortgage Solutions is dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.

Ready to Get Started?

Our team at Keystone Mortgage Solutions is dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.
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NMLS# 2496275

 

Licensed In: Colorado | Florida | New Mexico | Wyoming | Texas | Alabama | Georgia | Kansas | California | South Carolina

 

 

Notice to Texas Consumers: TEXAS RECOVERY FUND NOTICE: Figure: 7 TAC §80.200(b): CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
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